In addition to its three large labels, Delta Lloyd Group offers even more brands. National Savings Fund, part of OHRA, is a modern financial intermediary organisation. Erasmus Insurance has been part of Delta Lloyd Insurance since early 2007. And Virtes is OHRA’s ‘virtual insurance company’, offering insurance policies and banking products.

Erasmus Insurance is active in the personal and commercial general insurance market and the personal life insurance market. In the commercial general insurance market, Erasmus Insurance occupies a prominent position on the strength of years of experience and specialised know-how.
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National Savings Fund (part of OHRA) is a modern financial advisory organisation with a rich history. Under the motto ‘Later starts Now’ National Savings Fund offers tailor-made financial services to 220,000 customers throughout the Netherlands.
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Virtes is the ‘virtual insurer’ of OHRA and provides insurance (general, life, health) and banking products to different brands, including those of external partners such as supermarket chains, consumer websites, chemist chains, car dealers and department stores.
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Delta Lloyd Group in the Netherlands uses Amstelhuys as an originator of residential mortgages.
Amstelhuys is a wholly-owned subsidiary of Delta Lloyd N.V. (“Delta Lloyd Group”) and is consolidated in Delta Lloyd's financial statements. On 7 July 1999, Delta Lloyd issued a statement of joint and several liability (under Section 2:403 of the Netherlands Civil Code), which means that it is jointly and severally liable for any liabilities arising from legal acts of Amstelhuys.
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